Over the last 10 years, we have developed the best, all round, ADVANCED SACCO Management software that serves to solve a wide range of challenges..

SACCOs offer loans and savings products and services that create immense opportunities to members in the short, medium and long terms.....

Sacco is an association of like minded individuals.

Features and Benefits

User friendly interface

Throughout the entire system, all the windows and menus are self explanatory.

This makes learning much easier and mistakes in data entry as few as possible because the user can quickly be able to identify and know exactly what they want to do.

Dashboard

At a glance, you'll be able to view the current status of various financial performance indicators, from loan applications to loans, debt, credit, shares etc

This can be personalized depending on specific user account access levels.

Tight Security

Data security is of paramount importance. We apply a combination of digital privacy measures to prevent unauthorized access to your private business data.

Unlimited Employers

You can register unlimited employers.

The higher the core capital available the stronger the organization.

Unlimited Users

Supports unlimited number of users and devices across all your local and wide area networks.

Unlimited Loan Products

Supports unlimited number of products. Each product can be configured with its own unique application rules.

Work Flow

a) Registration

• First we register financial products, interests and repayment durations
• Next new employers or member groups and their employees or members personal details.

b) Receiving Payments

• Begin receiving payments for various charges such as share contributions, insurance premiums, interests, loan repayments etc
• Multiple Modes of payments supported.

c) Loan Applications

• Loan disbursement process begins by the loan application
• Loan application is approved.

c) Loan Disbursements

• Loan disbursement process ends when the loan application is approved and the money availed
• Additional loan charges are posted as the Loan is getting disbursed.

d) Member Statement

• Displays all the transactions posted into the member account.
• Statements of each Loan, share contribution and all other charged.

e) Making Other Payments

• Payments of creditors and other service providers

f) Expenses

• Recording of expenses incurred by the organization

g) Banking

• Money transfer from cash to bank and vice versa

h) Account Reconciliations

• Checking through all the account statements verses the physical statements to isolate transactions not on either side.

i) Comprehensive and Detailed Back Office Accounts

Debtors Analysis

Daily Summary detailing all the receipts and payments plus cash balances

Debtors analysis displaying ageing summary or simple totals can be generated

Creditors analysis displaying ageing summary or simple totals can be generated

Incomes analysis detailing all the sources of income

Expenses analysis detailing all expenditure descriptions

Profit and loss statements

Trial Balance

Cash Flow statements

Balance Sheet